Credit cards these days have come with a major advantage that allows you to buy now and pay later. The most essential thing to keep in mind while using your credit card is its safety. The number encoded on your credit card is the basic security agent. If the number is disclosed then the security is compromised else your credit card is secure enough to be used freely. A person with the credit card needs to be quite careful while handling his card. Shopping with a credit card can be fun as we need not pay the amount at that point of time, but on the other hand it can become a burden too while paying the credit card bills. However a big question that lies in front of most credit card users is how to pay HDFC credit card bills. HDFC offers its clients a number of solutions for how to pay HDFC credit card bills and avoid late payments.
HDFC credit cards have made it easier for the people to carry out everyday transactions and shopping. Prior to the credit cards becoming popular these were only used to book flight tickets or to meet some heavy transactional needs. However there are times when we can face some issues related to our credit card in such a case one should immediately contact HDFC customer care. Even though it has become quite popular we fail to find the appropriate answer to how to pay HDFC credit card bills and end up giving huge amount to the bank as late payment fee. HDFC offers the best answer to how to pay HDFC credit card bills. It offers multiple online and offline platforms for the payment of bills. Clients as per their convenience can choose the appropriate answer to how to pay HDFC credit card bills and make quick and hassle free payment. Unlike some other banks HDFC bank does not charge any fee for online credit card bill payment.
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So here is the answer to how to pay HDFC Credit Card Bills.
1. HDFC Bank Net Banking
The best method or the answer to how to pay HDFC credit card bills is through HDFC bank Net Banking. Registered account holders have the facility to transfer the outstanding bill amount online. The customers can link their credit card to Net Banking simply by logging in to their HDFC bank account with the use of Credit Card ATM Pin. Non HDFC bank customers also have the facility to make credit card bill payments from other banks too.
2. HDFC Bank Mobile Banking Apps
To choose this method as the option for how to pay HDFC credit card bills you need to have the HDFC Bank Mobile Banking app installed in your smartphone. You simply need to log in to the mobile app using your customer ID and choose credit card tab and make payment using HDFC bank savings account.
3. HDFC Bank Mobile Banking
The other way as to how to pay HDFC credit card bills is by logging in to our NET banking account via smartphone choose Credit Card tab and them opt to make credit card payment through HDFC bank savings account.
4. ATM Funds Transfer
This is the most simple and the best option for how to pay HDFC credit card bills. The only thing you need to do is to walk up any HDFC Bank ATM and transfer the bill amount from savings/current account to credit card account.
5. NEFT/ Visa Money Transfer For other bank account holders
HDFC bank users also have NEFT as another option for how to pay HDFC credit card bills. The bank gives its users the liberty to transfer funds from any other bank account to HDFC bank credit card account. Using HDFC bank IFSC code the credit card payment can be made online.
6. Auto Pay
Another very simple and convenient method of how to pay HDFC credit card bills is to instruct your bank to debit your HDFC bank account on a specific date towards the total monthly outstanding amount on the credit card. The HDFC Bank account needs to be a sole account or a joint account.
However, one thing that is worth to be noted that cash payments at branches/ATMs will be charged a cash processing fee of Rs. 100/- per payment. A person also has the option to how to pay credit card bills via cheques. The user can deposit a local cheque, payable to HDFC BANK Card A/c (Card number needs to be mentioned on the cheque) and can be dropped at any of the HDFC bank drop boxes.